How it works
If you are looking to obtain an original piece but can’t afford to pay the full amount up front we offer layaway financing!
First contact me through email on the piece you’d like to purchase so it can be taken off the market
You pay me a 25% installment of the overall price up front followed by 3 subsequent payments over the next 3 months
These are interest free payments so don’t worry about any increase in cost!
Payments
We collect payments through PayPal in a monthly invoice. Specific dates that can be discussed in email to accommodate the needs of the customer.
Once you begin the process this is an agreed upon contract, there is room for flexibility so communication is vitally important from the start.
If there are unforeseen circumstances that arise contact us within 30 days for a potential extension (4 month plan)
Need another payment option or would like to pay larger installments? Contact us and we’ll see what we can work out!
Nonpayment & FAilure to communicate
If you cant make a payment on the agreed upon date please let us know as soon as possible, If you miss a payment with no communication within 60 consecutive days your payment plan will be terminated and the artwork will be returned to the market place.
If there is no communication and missed payments you will forfeit whatever payments you have previously made with no refund.
cancellation policy
If you have started a payment plan and for some reason, after having made one or more payments, you wish to cancel any further payments or receive a refund on payments already made, you may do so, within the following conditions:You must notify us immediately so we can review the situation and place the artwork back on the market
You will be charged a 25% service fee for the first initial payment of the overall price of the artwork
This fee is for us keeping the piece off the market for that allotted amount of time
If you have any remaining questions about this policy feel free to contact me at phantomsphenomena@gmail.com